Selling Your Montgomery Home When You PCS Out of Maxwell AFB
Your orders set the clock. Here is how to sell a River Region home on a military timeline without giving away equity you earned.
Most of what you find online about Maxwell and Montgomery real estate is written for the family moving in. If you already own here and your next assignment just came down, that content does not help you much. You have a report date, a house, and a gap between the two that has to be managed.
I am Britt Dowling, a REALTOR and Broker Associate with Real Broker, LLC in Montgomery. I have sold homes for airmen leaving Maxwell and Gunter, and the pattern is almost always the same. The move gets planned first and the house gets thought about second. That order costs money. Here is what to do instead.
Start with the calendar, not the price
The single biggest thing working for or against you is what month you list. I pulled 12,626 closed MLS sales in the River Region from 2020 through 2025 on properties at $250,000 and up, and the seasonal spread is not small.
| Quarter | Average price | Average days on market | Price per square foot |
|---|---|---|---|
| Q1, January to March | $381,664 | 163 days | $140.89 |
| Q2, April to June | $380,684 | 68 days | $141.10 |
| Q3, July to September | $371,815 | 62 days | $142.94 |
| Q4, October to December | $366,263 | 47 days | $145.39 |
A house listed in the first quarter sits for 163 days on average. The same house listed in the fourth quarter moves in 47. January is the worst single month in the data at 271 days. February is 134.
Read that against your orders. If you report in June and you list in January, you are inside the slowest stretch of the year with a hard deadline behind you. If you report in June and you list in October or November of the year before, you are in the fastest stretch with months of cushion. Same house, same price, completely different position at the closing table.
You do not always get to pick. But you almost always get more notice than you use.
The rule of thumb I give military sellers
Count backward from your report date. Give yourself the average days on market for your city, then add 30 to 45 days for closing, then add 30 more for preparation and photos. In Montgomery that math starts about five months out. Anything later than that and you are choosing between price and timing.
What your city says about your window
Days on market are not the same across the River Region, so the countdown changes depending on where you bought.
| City | Closed sales, 2020 to 2025 | Average price | Average days on market |
|---|---|---|---|
| Montgomery | 4,087 | $367,366 | 94 days |
| Prattville | 2,283 | $359,411 | 74 days |
| Pike Road | 1,679 | $409,801 | 105 days |
| Wetumpka | 1,518 | $354,410 | 73 days |
Pike Road carries the highest average price and the longest average time to sell at 105 days. If you bought in Pike Road, you need to start earlier than a neighbor in Wetumpka does. That is not a knock on Pike Road. It is a bigger, newer, higher-priced pool of homes and the right buyer takes longer to show up.
Your three real options
1. List it on the open market
This is the highest-dollar path in almost every case, and it is the one that needs the most runway. You get full exposure, competing offers when the timing is right, and the price the market will actually pay. If you have five months or more, this is the answer. Here is how I handle a Montgomery listing, and here is what your home is worth right now.
2. Sell it as-is or take a cash offer
Sometimes the orders are short notice, the house needs work you cannot manage from a new duty station, or you would rather trade some price for a certain close date. That is a legitimate trade and I will tell you plainly what it costs you. Start with selling as-is in Montgomery or a cash offer on your home.
3. Keep it and rent it out
Montgomery has a steady rental pool, partly because of the base itself. Renting can make sense if you expect to come back, if your interest rate is low enough that the payment is hard to replace, or if you are close to a point where the equity math changes. It also means you are a landlord in Alabama from a different time zone. Worth doing on purpose, not by default because the house did not sell.
The one thing military sellers forget to advertise
If you bought with a VA loan at a low rate, that loan may be assumable. A buyer taking over a 3 percent note in a market priced on today's rates is a real advantage, and it is the kind of thing that pulls a specific buyer straight to your listing. Most sellers never mention it because nobody told them it mattered. I put it in the marketing.
Read the guide to VA loan assumptions before you decide how to price and position the house. It is not the right move for every seller, and there are rules about entitlement that matter to you personally, but it belongs in the conversation.
What to fix before you go, and what to leave alone
You are packing a house and closing out a duty station at the same time. You do not have room for a renovation, and you do not need one. What moves the needle is a short list: paint where it is scuffed, the yard, the smell, the front door, and photography that does not look like phone snapshots.
What almost never pays back on a PCS timeline is a kitchen or bath remodel. You will spend months and recover a fraction. I walk the house with you and give you the list, and the list is usually shorter than people expect. More detail here: what to fix and what to skip before selling.
Selling after you have already reported
Plenty of my military sellers are gone before the house closes. Some are already overseas. That is normal and it is manageable. I spent 15 years in IT consulting before real estate, so the remote side of this is the part I am comfortable with. Video walkthroughs, digital signing, coordinating access for inspections and appraisals, handling the contractor who has to fix the one thing the inspection turned up. You do not need to fly back for any of it.
What I need from you is a way to reach you and a clear sense of what you will and will not agree to before the offers start coming.
Two Alabama rules that affect you
Caveat Emptor. Alabama is a buyer beware state for most residential sales, which changes what you are required to disclose compared to the state you came from or the state you are going to. Do not assume the rules travel with you. I am a REALTOR, not an attorney, and this is not legal advice. If you have a specific disclosure question, talk to a real estate attorney.
Homestead exemption. Alabama assesses owner-occupied homes at a 10 percent rate. If you convert the house to a rental instead of selling it, that classification changes and so does the tax bill. Run that number before you decide to keep it.
Britt Dowling
REALTOR, Broker Associate
Real Broker, LLC | License 000123826
- Phone: (334) 530-3576
- Email: britt.dowling@gmail.com
- Office: 8650 Minnie Brown Rd #202, Montgomery AL 36117
- Hours: Sunday through Saturday, 8:00am to 6:00pm
- 40 sales in 2025
- Top 20 Agent, Montgomery MAAR MLS
- 95 five-star reviews, 5.0 rating
- Montgomery Chamber Ambassador
- Board of Directors, Ezekiel Academy
Keep reading
- PCS to Maxwell AFB if someone is moving in behind you and asks you what the area is like.
- When to sell your home for the seasonal timing question in more depth.
- 5 numbers every Montgomery seller should know before you pick a list price.
- How to attract buyers to your home when you need it to move on a deadline.
- What is my Montgomery home worth for a real number instead of a portal estimate.
- Working with a military relocation agent in Montgomery and what to look for.
- Reviews from past clients, a lot of them military families.
Questions I get from military sellers
How early should I start if I know I am PCSing next summer?
About five months before your report date is the point where you still have every option open. That gives you time for the average 94 days on market in Montgomery, roughly 30 to 45 days to close, and a month to get the house ready. Starting earlier costs you nothing. Starting later starts removing choices, and the first one you lose is price.
Should I sell or rent out my Montgomery house?
It comes down to your rate, your equity, and whether you want to be a landlord from another state. A low VA rate is worth keeping if the rent covers the payment and you have someone local managing it. If the house needs work, if the numbers are close, or if you want the equity for your next purchase, selling is usually the cleaner answer. I will run both sets of numbers with you before you decide.
Can I sell my house after I have already left Alabama?
Yes, and a lot of my sellers do. Signing is digital, I handle showings and access, and I coordinate inspections, appraisals, and any repairs on the ground here. I send you video of anything you need to see. The main thing is agreeing up front on how you want offers handled so I am not waiting on a time zone to respond.
Does my VA loan being assumable actually help me sell?
It can, especially if your rate is well below what buyers are being quoted now. It brings in buyers who could not otherwise afford the payment, and it is a point of difference in the marketing. There are entitlement rules that affect your ability to use your VA benefit on the next house, so it is worth understanding before you list rather than after you have an offer.
Tell me your report date
Give me your report date and your address and I will tell you what your house is worth today, what it is likely to sell for in your window, and which of the three options actually fits your situation. No pressure and no obligation.
Contact BrittMarket figures above are drawn from 12,626 closed MLS sales in the River Region from 2020 through 2025 on properties priced at $250,000 and above. Nothing on this page is legal or tax advice.
