New construction, Montgomery AL

New Construction Homes in Montgomery, AL

Montgomery has new homes going up from the low $250s to the $600s, mostly from two builders. Here's who's building where right now, plus what to know about builder contracts, incentives, inspections, and timelines before you sign anything.

Alabama State Capitol at sunset, seen down Dexter Avenue in downtown Montgomery
New homes in Alabama's capital city Montgomery, Alabama
10 active communitiesListed in Montgomery on Homes.com in November 2026.
2 main buildersD.R. Horton and Lowder New Homes, five communities each.
$255,900 to $669,900The range of listed prices across those communities.

Before you start

Buying new isn't like buying a resale

With a resale home, you negotiate with a seller using a standard Alabama contract. With new construction, you're dealing with a company that has its own contract, its own lender, its own timeline, and a sales team whose job is to sell its homes.

That's not a bad thing. Builders can offer things a homeowner can't, like rate buydowns, closing cost help, and a warranty. But the rules are different, and a few early decisions are hard to undo.

For context, from 2020 through 2025, Montgomery homes that sold for $250,000 and up averaged $367,366. Most of the new homes below sit in that same range, so they're often competing with resale homes for the same buyers.

Who's building now

Active Montgomery new home communities

Pulled from Homes.com in November 2026. Prices are listed price ranges, not sale prices, and they change often, so I confirm availability and incentives with the builder before you visit.

Community Builder ZIP Listed prices
Chase Creek D.R. Horton 36116 $255,900 to $379,900
Lanes Landing D.R. Horton 36116 $278,900 to $344,900
Taylor Lakes D.R. Horton 36116 $316,400 to $395,900
McLemore Spur D.R. Horton 36117 $291,400 to $353,585
Windsor Hill D.R. Horton 36106 $342,900 to $409,900
Hawthorne Lowder New Homes 36117 $339,900 to $497,500
New Park Lowder New Homes 36117 $372,889 to $498,719
Sturbridge Lowder New Homes 36116 $491,900 to $669,900
Deer Creek, Marston Lowder New Homes 36117 Not yet listed
Hampstead Lowder New Homes 36116 Not yet listed

Looking just outside the city? Pike Road and Prattville have their own new communities, and many of them come from the same builders.Montgomery communities on Homes.com

Contracts and incentives

Read the builder's contract like it was written for them

Because it was. Here's what I look at with you before you sign.

The builder's contract

Builders use their own purchase agreement, not the standard one used for resale homes. Look at the deposit and when you could lose it, how delays are handled, what happens if your loan falls through, and whether you can get an outside inspection.

Have me review it with you

Incentives and the builder's lender

Closing cost help, a rate buydown, or free upgrades can be worth a lot. Many incentives require the builder's preferred lender or title company. Get a Loan Estimate from them and from another lender, then compare the full cost, not just the headline number.

How to compare Loan Estimates

Upgrades: spend on what's hard to change later, like the lot, layout, and structural options. Finishes like lighting and paint are often cheaper to do yourself after closing. Ask whether upgrades are included in the appraisal and your loan.

Timelines

Move-in ready or built for you

Several Montgomery communities list move-in-ready homes. That changes your timing, your choices, and how you handle your rate lock and current home.

Move-in readyAlready built or nearly done. You close on a timeline close to a resale home, but your choices are limited to what's there.
Under constructionYou may still pick some finishes. Ask the builder for an estimated completion date in writing, and what happens if it slips.
Built from the ground upThe most choices and the longest wait. Plan your lease, your current home sale, and your rate lock around a date that can move.

Step by step

How I help you buy new construction in Montgomery

From your first model home visit to your warranty walkthrough.

  1. 1
    Get preapproved first

    Talk to two lenders, including the builder's if you want, so you know your real budget before you fall for a floor plan.

  2. 2
    Bring me on your first visit

    Many builders want your agent registered on your first visit. You'll sign Alabama's agency form and a written agreement that covers my pay, which is negotiable.

  3. 3
    Pick the lot and plan

    I help you compare lots, plans, and phases, and look at what's around the lot now and what may be built later.

  4. 4
    Review the contract and incentives

    I go through the deposit, deadlines, delays, and what each incentive really requires with you.

  5. 5
    Inspect along the way

    Get an inspection before drywall if the builder allows it, and again before your final walkthrough.

  6. 6
    Close and walk through

    Do your final walkthrough with a punch list, compare your Closing Disclosure to your Loan Estimate, and close.

  7. 7
    Use your warranty

    Schedule an inspection before your warranty runs out, so problems get fixed while the builder still covers them.

Do your homework

What to check on the builder and the lot

A new home doesn't come with a history, so check the people building it and the ground it sits on.

  • The builder's license. Alabama requires most residential builders to be licensed. You can look up a license with the Home Builders Licensure Board.
  • The warranty. Alabama's licensing law doesn't require a written warranty. If your builder offers one, read what it covers and for how long.
  • HOA rules and dues. Many new communities have an HOA. Get the covenants and the current dues before you sign.
  • The flood map. Check FEMA's map for the lot. A flood zone can add insurance to your payment.
  • What's next door. Ask what's planned for nearby land and future phases.
Look up a builder's license FEMA flood map search

New construction FAQ

What Montgomery new home buyers ask me

Do I need my own agent to buy new construction in Montgomery?

You don't have to have one, but I recommend it. The sales rep in the model home works for the builder. Your own agent can help with the contract, deadlines, upgrades, and inspections. Bring me or register me on your first visit, because some builders won't add an agent later.

Are builder incentives worth it?

They can be. Closing cost help or a lower rate can be real money. But incentives are often tied to the builder's lender, so get a Loan Estimate from that lender and another one, then compare the total cost before you decide.

Should I get an inspection on a brand new home?

Yes. A new home can still have mistakes. I recommend an inspection before the drywall goes up if the builder allows it, one before your final walkthrough, and one before your warranty runs out.

Do Alabama builders have to give a written warranty?

No. The Alabama Home Builders Licensure Board says the licensing law does not require a written home warranty, though many builders offer one. Read what your builder's warranty covers and for how long before you sign. This is general information and not legal advice.

Your next step

Thinking about a new home in Montgomery?

Call or text me before your first model home visit. I'll help you compare communities, incentives, and contracts so you know what you're signing.

Britt Dowling, REALTOR® Broker Associate, Real Broker, LLC · License 000123826
  • 40 sales in 2025
  • Top 20 Agent, Montgomery MAAR MLS
  • 95 five-star reviews, 5.0 rating
  • Montgomery Chamber Ambassador
  • Board of Directors, Ezekiel Academy
(334) 530-3576 britt.dowling@gmail.com Contact Britt

Fair housing: I work with every buyer the same way, and federal law bars discrimination based on race, color, national origin, religion, sex, familial status, or disability. Communities, prices, and incentives come from public listings in November 2026 and change often, so confirm them with the builder. Market averages are historical and do not predict any home's price. I am not a lender or an attorney. This page is general information and is not legal, tax, or financial advice.