Why Mortgage Pre-Approval Is Essential for Montgomery Alabama Home Buyers

Why Mortgage Pre-Approval Is Essential for Montgomery Alabama Home Buyers If you're searching for Montgomery Alabama homes for sale, there's one crucial step that separates serious buyers from dreamers: securing mortgage pre-approval. As an experienced Montgomery Alabama realtor, I've witnessed cou

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The 30% Rule is Dead. Here’s the New Way to Budget for a Home

For decades, buyers have been told to follow one simple rule: Don’t spend more than 30% of your income on housing. That is the gold standard. The budget benchmark. The line in the sand between “affordable” and “overextended.” But in 2025, that line no longer seems attainable. According to a Realtor.

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5 Reasons Homebuyers Are Seeing More Opportunities in Montgomery Alabama

5 Reasons Homebuyers Are Seeing More Opportunities Right Now Buying a home hasn’t exactly felt “easy” the last few years. The past few years have seen intense competition, high prices, and “better luck next time” bidding wars. But now, things are shifting. While we’re not in a full-blown buyer’s ma

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