Home Equity Is Surging. Borrowing Just Got Cheaper. Should You Tap In Now or Wait?

Right now, American homeowners are sitting on a record $11.5 trillion in tappable equity. That’s equity you could access without selling your home, while keeping at least a 20% cushion in place. And, with interest rates on home equity lines of credit (HELOCs) falling, this may be the most affordabl

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Warren Buffett Analysts Call This Trend a Housing Goldmine

Imagine this: You walk through the front door after work. Your dad is teaching your daughter how to make his famous pasta sauce in the kitchen. Your mom is watering plants on the patio. Upstairs, your brother’s finishing up a Zoom call from his home office. Sound a little chaotic? Maybe. But for mi

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Is It Too Late to Buy Your First Home? Not Even Close

Buying your first home doesn’t look anything like it did 30 years ago. The average age of a first-time homebuyer in 2024 is now 38. That’s a big jump from 33 in 2020—and a far cry from the early 30s norm we saw for decades before that. So if you’re still renting in your 30s or 40s in Montgomery Ala

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